Income this month
£2,450.00
Free personal finance tracking
Money, made calm.
Track spending, manage wallets, and stay on top of recurring income and payments each month. No forced budgets. No unnecessary categories. Just clarity.
Expenses this month
£1,320.00
Recurring paid
£820.00
Recurring remaining
£145.00
This month's recurring
See what is already paid and what is still coming up.
Main wallet
Rent
£850.00
Spotify
£11.99
Salary
£2,450.00
Paid so far
£820.00
Still expected
£145.00
Why it helps
A clearer view of your regular money in and out.
- Spot upcoming recurring costs before they surprise you.
- See which wallet each recurring item belongs to.
- Check what is paid, unpaid, and still expected this month.
Features
Everything you need
Simple, focused tools that give you full visibility over your personal finances without the complexity.
Transaction tracking
Log income and expenses with ease. See exactly where your money goes with clear, searchable records.
Wallet management
Organise spending across multiple wallets and accounts. Keep every pot of money visible in one place.
Recurring overview by wallet
Open any wallet to see this month's recurring income and payments, including what is paid, unpaid, and still expected.
Dashboard insights
Cashflow trends, spending breakdowns, and recent activity at a glance. Understand your finances instantly.
Your data, your control
Zenro doesn't connect to your bank. You enter only what you choose to track. Your financial data stays private and secure.
Completely free
Everything you see today is yours at no cost. No credit card, no trial period, no limits.
Smart Insights
Your spending patterns, spotted automatically.
Zenro analyses your transactions and surfaces what matters - trends, unusual spikes, and recurring drift - so you don't have to go looking for them.
Smart Insights
Detected patterns in your spending.
Grocery spending trending upward month-over-monthTrend
Entertainment spending spike in January 2026Anomaly
Entertainment expenses spiked in January 2026 with Amazon purchases (£67.54, £49.40), dinner out (£15.55), and coffee shop visits (£5.53, £3.97). January totalled £163.46 compared to typical spending of £35-50 - a 3x increase that didn't repeat in subsequent months.
Transport costs emerging as new spending patternTrend
Opt-in only
Your data stays private
Disable anytime in Settings
Philosophy
Zenro is different
Built for clarity, not profit. No hidden agendas, no upsells, no strings attached.
No products to sell you
Zenro is a tool, not a marketplace. We exist to help you see your money clearly, nothing more.
Your data is never sold
We don't share or sell your information to third parties. Your financial data stays yours.
No forced budgets or categories
Track as much or as little as you want. Zenro is for people who want visibility without rigidity.
Getting started
Three steps, one minute
No complicated setup. No bank connections required. Just sign up and go.
01
Create your free account
Sign up in seconds with just your email. No card required.
02
Add wallets and transactions
Set up your wallets, log activity, and link recurring income or payments.
03
Get instant insights
See your dashboard, open each wallet, and stay on top of what is paid, unpaid, and still expected.
Ready for quieter finances?
Get a clear, honest picture of where your money goes. Free, and takes under a minute to start.